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Mease Life Pricing

At Mease Life in Dunedin, FL, we believe in giving you choices—so you can select the continuing care contract that best suits your lifestyle, needs, and financial goals. We offer several plans to help you navigate our Dunedin retirement community pricing options designed to meet the needs of every discerning retiree. Our two most popular choices are:

  1. Acts Life Care® Premier, which includes an entrance price and monthly fee that secure your residency and will never increase based solely on the need for a higher level of care.
  2. The Acts Balanced Plan, ideal for those who prioritize a lower entrance price over the features of the Premier plan.

We understand that pricing is a key factor in your decision—along with access to healthcare, amenities, and community reputation. That’s why we invite you to speak with one of our Life Care Consultants by calling 727-625-2175 to learn more about each pricing option.

Watch the video below to explore Acts Life Care Premier, then scroll down to view pricing details for our Dunedin, FL retirement community.

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Frequently Asked Questions

What is a CCRC Entrance Fee?

A Continuing Care Retirement Community (CCRC) entrance fee is an initial payment made by new residents upon moving into the community. This fee, which can amount to several hundred thousand dollars, is primarily intended to in part pre-fund future healthcare expenses at current rates, which helps to avoid higher unknown costs in the future. Additionally, the entrance fee guarantees a place to live within the community.

In essence, it serves as an investment in the resident's future well-being. Residents move in while they are still fully independent, ready to take advantage of the community's amenities. If a higher level of care such as assisted living becomes necessary, they receive such care on-site with no direct increase in their monthly fees.

The exact terms and benefits provided by the entrance fee can differ based on the chosen contract type.

What Services and Amenities are Included in My Monthly Fee?

The monthly fee covers a variety of services and amenities, including but not limited to:

  • Utilities: This encompasses needs such as electric or natural gas, water, standard cable television, and wireless internet.
  • Taxes: Property taxes are included in the monthly fee.
  • Maintenance: This includes repairs, equipment replacement, exterior cleaning, groundskeeping, lawn service, and snow removal.
  • Personal Services: Residents enjoy chef-prepared meals, access to recreation, fitness, and aquatics areas, enrichment programs, 24-hour security, and round-the-clock access to resident nurses. Additional services include a medical alert system, annual apartment inspection and cleaning, scheduled local transportation, extra storage, educational seminars, classes, hobbies, and more.

What Happens if You Outlive Your Assets in a CCRC?

If you or a loved one struggles to cover the monthly fees for a Continuing Care Retirement Community (CCRC), you might consider downsizing the living space or seeking help from a community benevolence fund, if available. These options help ensure that residents can remain in the community even if they outlive your assets through no fault of their own. When evaluating retirement communities, it's advisable to inquire about their policies for residents who outlive their assets and whether they offer a benevolence fund for financial assistance. A thorough financial assessment should typically be completed before residency, helping the resident to prepare for budgeting expenses while a member of the community.

How Much Does It Cost to Retire Comfortably in Florida?

According to NetCredit, you need just over $730,733 to retire comfortably in Florida.

What is the Average Cost of a Retirement Community in FL?

Living expenses in a Florida retirement community depend on the level of care and the particular community chosen. According to the National Investment Center for Seniors Housing & Care, the typical monthly cost for a retirement community is $3,960. It is worth mentioning that Florida can have a comparatively high cost of living, though many residents tend to consider it worthwhile for the lifestyle. For specific pricing information for our Pensacola retirement community, please fill out the form above.

What Taxes Do Retirees Pay in Florida?

Generally speaking, Florida is a tax-friendly state for retirees. First, Florida does not have any state income tax, and the Sunshine state also does not tax Social Security or retirement income, like pensions and 401(k)s. There is also no inheritance tax or estate tax. However, property tax in Florida is higher than the national average due to hurricanes.

What Are the Tax Implications of a CCRC? Are Entrance Fees and/or Monthly Fees Tax Deductible?

In a Continuing Care Retirement Community (CCRC), many long-term healthcare costs are included in your contract, eliminating the need to determine their tax deductibility. Furthermore, residents who itemize deductions can claim a substantial portion of CCRC fees as a prepaid medical expense, covering both the initial entrance fee and the ongoing monthly fees.