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How does CCRC pricing change as I move from independent living to assisted living or skilled nursing?

In a CCRC, your pricing typically changes far less than it would outside the community, and in some cases, it may not change at all.

  • The entrance fee you paid upfront helps offset future care costs, which can significantly reduce or stabilize what you pay compared to market-rate senior care.
  • Depending on your contract type, monthly fees do not increase solely based on level of care. Revered nonprofit operator Acts Retirement-Life Communities offers a Type A life care contract, which means additional healthcare costs (assisted living/skilled care) may be fully included, providing financial security.

The key advantage of a CCRC is peace of mind: instead of facing unpredictable, rising costs as care needs change, you have a plan and budget in place with clearer expectations.

At Acts, contract options and pricing vary by community, so they help residents understand exactly how transitions in care affect monthly fees—before ever moving in.