Many experts recommend beginning research in your late 50s to early 60s. Although, it’s never too early to start planning for a CCRC (continuing care retirement community), and doing so in advance can make a big difference. It allows you to explore different communities, compare costs, and choose the residence and contract type that best fits your lifestyle and financial plan.

Moving in earlier can lock in preferred residences, crystalize your long-term retirement budget, and give more time to enjoy independent living amenities. Early planning also gives you time to plan for entrance and monthly fees.

As you research, it’s important to look at multiple communities, visiting and scheduling tours to make a confident decision without feeling rushed.