CCRC Tax Benefits

Entrance and monthy fees are tax deductible

Tax DeductionResidents of continuing care retirement communities, like the ACTS communities, can deduct a certain percentage of their entrance fee and monthly fees on their Federal income taxes.

The IRS recognizes a portion of the entrance and monthly fees paid by CCRC residents as prepaid potential medical related expenses. This allows residents of ACTS communities and other CCRCs to deduct a percentage of these fees as medical expense payments.

ACTS Deductions

The tax deduction levels for 2010 were determined to be:

Entrance Fee Deduction = 36.18%
Monthly Fee Deduction = 38.61%

Consult with your personal tax advisor to learn how this might affect your tax situation.